How it works

Your card — in a different form.

Paying with RUBENPAY is as simple as using your contactless bank card. The difference is where the card lives.

Powered by Fidesmo PayVisa & MastercardNo charging
01

Choose your wearable.

Select the RUBENPAY product that fits your lifestyle — KeyTag, Surf Band, Travel Band or Kids Band.

02

Connect your payment card.

Download the Fidesmo app on iOS or Android, connect your RUBENPAY wearable and securely add your Visa or Mastercard.

03

Start paying.

Once your card has been verified by your bank, tap your wearable anywhere contactless payments are accepted.

Inside the product

Secure NFC payment technology, built for everyday life.

Every RUBENPAY wearable contains a secure NFC payment chip powered by Fidesmo Pay. Your real card number is not stored in the wearable; a secure token is used instead.

The wearable works wherever Visa and Mastercard contactless payments are accepted — just tap and pay.

No charging

Payments are passive NFC. No battery is required for payment.

No internet

You do not need a connection at checkout.

Waterproof

Designed for daily movement, water and travel.

Secure

Tokenised payment technology powered by Fidesmo Pay.

Need help?

Setup can vary slightly by bank. Our FAQ covers NFC positioning, SMS verification, supported banks and troubleshooting.